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At Ask Magis Realty, we provide Commercial and Residential Real Estate services across Greater Houston. Guided by our ethos of MAGiS, we put the dreams and well-being of clients, agents, and families first. Our agents thrive with proven models, advanced technology, resources, and accountability to ensure lasting success.
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MORTGAGE CALCULATOR
Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.
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MARKET SNAPSHOT
(SEP 05, 2025 - OCT 05, 2025)
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MEET OUR AGENTS
Loc Tran
Broker
Kelly Tran
Agent
Ngan Nguyen
Agent
Phap Le
Agent
Frequently Asked Questions
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?
What is a 2-1 buydown, and how does it work?
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
RESEARCH
Download Things to Consider When Buying a Home Fall 2025 Guide Table of Contents 3 - Is It Better To Rent or Buy a Home?5 - What You Really Need To Know About Down Payments6 - The Biggest Bright Spot for Buyers: Inventory8 - Why a Newly Built Home Might Be a Smart Move Right Now11 - Housing Market
As a real estate agent, advertising your open houses is critical — but how and where you place your signs just got more serious in Texas. A new update to the state law significantly increases the fines and liability for unauthorized signs in public spaces. Here's what you need to know to stay compli
HOUSTON — (September 10, 2025) — The Greater Houston housing market kept its hot streak alive in August. It was the fourth consecutive month of sales growth, driven by strong buyer demand and steady pricing. According to the Houston Association of Realtors' August 2025 Housing Market Update, sing
More Contracts Are Falling Through. Here’s How To Get Ahead. When you sell a house, the last thing you want is for the deal to fall apart right before closing. But according to the latest data from Redfin, that’s happening a bit more often lately. The good news is, it’s completely avoidable if y